Ind Rummy Terms and Conditions — Eligibility, Bonus Rules and Withdrawal Requirements

Ind Rummy Terms and Conditions

Ind Rummy (ind-rummy-india.com) is part of the Yono Games ecosystem. The platform operates under the skill-game legal framework applicable to rummy in permitted Indian states. No offshore casino licence is displayed. India's PROGA 2025 (effective May 2026) applies to the national regulatory environment.

2. Eligibility

  • Minimum age: 18 years
  • Restricted states: Andhra Pradesh, Telangana, Sikkim, Nagaland, Assam, Arunachal Pradesh, Tamil Nadu, Odisha
  • One account per mobile number
  • Providing false registration information (including state of residence) may result in permanent account closure and forfeiture of winnings

3. Wallet and Balance Rules

  • Cash balance: deposits and game winnings; immediately withdrawable (subject to ₹50 minimum)
  • Bonus balance: subject to wagering conditions before withdrawal; tracked separately
  • Minimum deposit: ₹100. Minimum withdrawal: ₹50
  • Withdrawal speed: UPI 30 sec–2 hours; Paytm minutes–1 hour; bank transfer within 24 hours

4. Bonus Terms

  • Sign-up bonus: ₹500 (no deposit required); wagering conditions apply
  • First-deposit package: ₹5,000 on ₹500 deposit; 10% bonus for larger deposits (up to ₹12,000)
  • Daily login bonus: ₹10–₹200 per day
  • Referral commission: 30% lifetime on referred players
  • VIP Club: ₹1,000/month at top tier plus enhanced benefits
  • Promo codes: distributed via official social channels only; confirm active codes via official channels

5. KYC and Withdrawal Requirements

  • PAN card mandatory (required for withdrawals above ₹10,000 under Indian tax law)
  • Aadhaar card or passport as secondary ID
  • Proof of address (not older than 3 months)
  • UPI ID or bank account details matching registered mobile number
  • All active bonus wagering requirements completed before withdrawal

6. Responsible Gaming

Contact in-app live chat (24/7) to set account limits or request self-exclusion. NIMHANS, iCall, and Vandrevala Foundation (+91 1860-2662-345) provide external support.

7. Dispute Resolution

Contact in-app live chat or the email listed in the app's Help section first. No offshore regulatory ADR process applies (no offshore casino licence). Escalation is through Indian consumer protection frameworks where applicable.

FAQ

Who operates Ind Rummy?

Ind Rummy (ind-rummy-india.com) is part of the Yono Games ecosystem. No offshore casino operator details are publicly displayed. The platform operates under India's skill-game legal framework for rummy in permitted states.

What is the minimum age to play on Ind Rummy?

18 years. Age is confirmed against PAN card or Aadhaar card during KYC verification, which is required before the first withdrawal.

Can Ind Rummy close my account?

Yes. Grounds include: providing false registration information (especially restricted state of residence), operating multiple accounts from the same mobile number, suspicious activity, or unresolved KYC issues. Winnings may be forfeited on closure for terms violations.

What is the difference between cash balance and bonus balance?

Cash balance consists of deposits and actual game winnings — withdrawable at any time (subject to ₹50 minimum). Bonus balance carries wagering conditions and cannot be withdrawn until those conditions are met. The two balances are tracked separately in the app wallet.

Are there tax implications for Ind Rummy winnings in India?

PAN card is required for withdrawals above ₹10,000 under Indian tax law. Indian online gaming winnings may be subject to TDS (Tax Deducted at Source) under applicable income tax rules. Consult a tax advisor for your specific situation.

Can bonus terms change on Ind Rummy?

Yes. Bonus values, wagering requirements, and promotional offers can be updated. Always confirm current terms in the app's Bonus or T&C section before depositing to activate a specific offer.

How does dispute resolution work on Ind Rummy?

Contact in-app live chat (24/7) or email (listed in app Help section) first. No offshore ADR process (MGA, eCOGRA) is available as no offshore licence is held. Escalation for unresolved disputes is through Indian consumer protection frameworks where applicable.

What happens to my balance if my account is closed?

If account closure results from a terms violation (false state information, multiple accounts), winnings and bonus funds may be forfeited. If closure is at your request (self-exclusion), any remaining cash balance is typically returned to your registered UPI or bank account — confirm the process with support.